Meet the Founder

Dennis Hubbard, the absolute authority on consumer law & credit repair, is an experienced entrepreneur with a drive to help others, and he knows how to push the right buttons for his clients to get the results they need.

He is the President and CEO of Credit Firm Inc and CFI Life plan. Dennis has been providing consumers with expert advice on Credit, Credit Repair, Credit Scoring, Credit Restoration, Credit Education, and Financial Management for over 24 years.

He is widely regarded as one of the leading credit experts in the country and has managed to put together the most successful legal team in America working hard to protect the rights of the consumer, improving their FICO scores, and providing qualified buyers for his affiliate partners across multiple financial industries.

With Credit Firm Inc local offices nationwide, Dennis has built a business which is focused on Credit Improvement and Credit Education for consumers. He is a Certified FICO Credit Expert and Credit Coach. He is also currently serves NACSO (National Association of Credit Services Organizations), the trade association for the Credit Repair industry.

Dennis’s vast knowledge and experience make him a tremendous resource for consumers. His areas of expertise include: FICO Credit Scores, VantageScore Credit Scores, the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Billing Act (FCBA), the Fair and Accurate Credit Transactions Act (FACTA), the Credit Card Accountability Responsibility and Disclosure Act (CARD), plus the Health Insurance Portability and Accountability Act (HIPPA).

Dennis is also a nationally sought-after speaker who is routinely featured at Educational Seminars for Attorneys, Banks, Mortgage Loan Officers, Realtors, and consumers where he informatively speaks on the complex subjects of Credit Reporting and Credit Scoring.

Dennis soon realized that business owners were not alone in trying to improve their Personal Credit and he decided to create companies designed to help individuals with their Personal Credit Restoration needs as well. At this time, he founded Credit Firm Inc, a company whose mission would be to help the consumers who so desperately needed help improving their Personal Credit profiles in order to secure Better Rates and Lower Payments on Mortgages, Auto Loans, Insurance Premiums, Student Loans, and other types of Personal Financing.

The ability to compassionately listen, consult, and take action for his customers over the previous 2 decades has set Dennis apart and made him a recognized leader within the Credit Repair industry. His true passion is helping his customers to achieve their goals of Better Credit, obtain a Home, purchase a New Vehicle, and Lower their Interest Rates. He has and will continue to share his experience and expertise in the hope of encouraging others to achieve their own vision of the American Dream.