Settling Old Bad Debts and How It Affects Your Credit Score

There is an overwhelming amount of contradicting information about what to do and what not to do with your credit and credit score. And to make matters worse, they all seem to come from trusted sources. “Experts” who carelessly spew out the same general advice with no regard to specific situations. Every day I meet clients who have been misinformed and were …

Mixed Credit Reports are Often Mistaken with Identity Theft

I often receive calls from desperate clients proclaiming that they are a victim of identity theft, someone having used their personal information to acquire credit and etc.    After investigating there situation we determine that they’re a victim alright, but not from an individual preying on their good credit, rather the credit bureaus mixing there information or commingling someone else’s information with …